Recreational Insurance

Insurance for your recreational vehicles is more than just a smart precaution—it helps protect your investment and gives you peace of mind while you enjoy the open road, trails, or water. Whether you own an RV, ATV, snowmobile, boat, or motorcycle, unexpected accidents, theft, weather damage, or liability claims can happen at any time.

The right coverage can help pay for repairs, replacements, medical expenses, and legal costs, so one incident doesn’t turn into a major financial setback. Having insurance means you can focus on making memories and enjoying your adventures with greater confidence.

Classic Cars

red classic carWe like to say a new classic car is born. Owning or collecting classic vehicles can be a very rewarding experience. Haldimand Insurance has multiple classic car markets to provide you with the best options. Whether you use your classic vehicle for shows, light leisure or to simply drive to the local ice cream parlor, Haldimand Insurance Brokers has the expertise to protect your investment and passion.

Typical qualifications for Classic Car Insurance are:

  • Over 20 years of age
  • Vehicle is expected to appreciate.
  • Limited mileage per year
  • Appraisals *some exceptions apply.

*Can be insured Standalone. 
Rates can range from as low as $22 per month.

Boat/Watercraft

Boat with familyWhether you’re fishing, sailing, doing watersports, relaxing on the deck of a houseboat or cruising, you want to know your boat is protected.  Your boat isn’t just a fun ride, it’s an asset.  Let Haldimand Insurance Brokers take care of your boat insurance needs so that you can focus on spending a relaxing day on the water with your friends and family.

Haldimand Insurance Brokers offers a wide range of companies to protect your watercraft.

Types of boats we insure are:

  • Cruisers
  • Fishing Boats
  • Sailboat
  • Houseboat
  • Pontoon
  • PWC *Sea doo
  • Jet Boat
  • Runabout
  • Bass Boat

Boat insurance can protect your boat, motor, trailer, belongings, and liability claims.  Accidents can happen on the water or when you are docking your boat.  If you cause injury to someone or damage someone’s property while boating, you can be financially protected if you have boat insurance.

Watercraft Insurance cost can range from as Low as $35 a month and is dependent on many variables such as the value of the boat, motor, trailer, boat’s size, horsepower, how you use your boat, types of waterways you sail on, the frequency of your outings, and your level of experience.

Contact Haldimand Insurance and one of our experienced and knowledgeable brokers will help to provide you with customized coverage at competitive rates for all types of boats, whether in or out of the water.

Motorhome

Looking to travel this summer and want to protect your investment?
Haldimand Insurance has multiple options to insure your Motorhome.

Motorhomes require their own auto insurance policy since they can be driven independently. The rate you pay will depend on the class, how much you use the motorhome and the value. Let one of our motorhome experts here at Haldimand Insurance help you find the proper motorhome insurance to protect you, your vehicle, and the contents within.

Motorhomes are split into 3 typical categories:

  • 
Class A Motorhomes – Can be typically the largest of the RV’s and the most expensive.
  • Class B Motorhomes – Often called Camper Vans, they are smaller than Class A and can be driven around like a vehicle.
  • Class C Motorhomes – Are moderate size in nature and have many of the amenities of the Class A.

Premiums in this category can vary greatly as often the purchase price of Trailers and Motorhomes can vary from $1,000 to over $200,000.

When it comes to insuring your motorhome, why not have a broker on your side so you can enjoy all the benefits of travelling.

Travel Trailer

trailerLooking to travel this summer and want to protect your investment?
Haldimand Insurance has multiple options to insure your Trailer.

A travel trailer is not a motor vehicle and does not require its own auto insurance policy.  The liability insurance coverage from the towing vehicle is extended to the trailer while it is being towed.  Collision and comprehensive coverage that you would typically see on an auto policy are not extended to the trailer.  This is why we recommend a specialized travel trailer package that serves as its own policy.  Coverages often included in a trailer package are damages to the trailer itself, contents of your travel trailer, liability coverage and emergency vacation expenses.

The most common types of trailers that would fall into this category could be Travel Trailers, Tent Trailers, Truck Campers, toy hauler of fifth wheel.

We also provide coverage for Stationary Trailers such as park model trailers, permanently parked trailers, and mobile homes.

Premiums in this category can vary greatly as often the purchase price of Trailers can vary from $1,000 to over $200,000.

Recreational vehicles are all unique.  When it comes to insuring your travel trailer, why not have a broker on your side so you can enjoy all the benefits of travelling.

We Are Here To Help

Whichever type of recreational insurance you need, contact us for a free, no pressure quote. We work with you to recognize discounts and coverage possibilities to create the best protection plan available. We work hard to bring you the best insurance at the best value.